A Full Range of Aged Care Specialist Services Available

  • Specialist Financial Advice for Aged Care
  • Aged Care Facility Placement
  • RAD (Bond) & Fee Negotiation
  • Centrelink/DVA Application & Lodgement Service
  • Tailored Aged Care Asset Offset Products & Solutions

Our track record is impressive, we can save you thousands of dollars! We take over where the Aged Care Fee Calculator leaves off . If you rely on the My Aged Care calculator famlies may end up with an inferior outcome on costs and fees. 

Call PrimeCare Financial Planning today to discuss your aged care requirements and allow the “Independent Specialists” to assist you through the aged care complexities on (03) 9006 1736.

Aged Care Costs & Fees in 2017

Aged Care Financial Planning Strategies

This year 2017 sees changes in pension thresholds and rules relating to home assets. These changes could increase your aged care costs and impact on your income. It's never been more pertinent to get the right advice from the experts in the field.

The Basic Daily Care Fee has now increased to $49.42. The maximum permissible interest rate that the facilities can charge as the DAP (daily accommodation payment) is 5.73% and will reduce to 5.70% from October 1 2017.

  • The Department of Health change fees and charges for aged care on several occasions throughout the year.
  • It's never been more important to have smart financial strategies to protect your assets, income and social benefits when moving into aged care.
  • PrimeCare Financial Planning your true "Aged Care Specialists" can show you how to protect your valued assets, project a suitable income to cope with the aged care fees and additional living expenses. We can show you a tailored cash flow to provide a good quality of life and protect your social benefits and pension where you qualify.

Did you know?

Some facilities will discourage you from seeking independent financial advice from an aged care specialist like us, is this in your best interests?

You could pay a hefty means tested care fee if you don't take the appropriate steps to protect your position!

The RAD (residential accommodation deposit), formerly known as the bond is paid as a lump sum or the DAP (daily accommodation payment) is the interest paid on the balance of the room price. 

The means tested care fee is based on your assets and income position after taking in threshold limits.

Not everyone will have to pay a RAD (formerly bond). Supported residents may qualify for an accommodation contribution from the government.

The government has revoked some facilities from charging a fee such as a refurbushment, capital or maintenance fee, however some facilities are still charging this.

We will show you the best funding arrangements to suit your financial needs and lifestyle, how to maximise your pension and reduce your aged care fees!

Call PrimeCare today to discuss your aged care requirements and allow the “Independent Specialists” to tailor the best aged care financial and lifestyle solution, so please 

contact us on (03) 9006 1736.

Celebrating "10 Years" in Aged Care Financial Advice

primecare financial eirka robertErika Wilke and Robert Martin from the PrimeCare Team.

  • Are you looking for a aged care facility for yourself, your elderly parents, family member or friend?
  • Do you feel stressed, confused and overwhelmed by the complex care categories, their fees, costs and charges including the punitive means tested care fee and impact on your Centrelink or DVA?

Let PrimeCare Financial Planning your Independent Aged Care Specialist take the worry out of this important financial decision and lifestyle change.

  • PrimeCare Financial Planning provides professional financial advice and practical assistance to help you understand the financial circumstances that you or your family member have now encountered
  • Erosion of your Centrelink / Veterans Pension can occur when you or your family member moves into the facility of your choice.

PrimeCare Financial Planning can help assess all the implications and provide advice to meet you or your family member's new financial needs and objectives.

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We remain independent for you!